BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//PYVOBJECT//NONSGML Version 1//EN
BEGIN:VTIMEZONE
TZID:MST
BEGIN:STANDARD
DTSTART:20001029T030000
RRULE:FREQ=YEARLY;BYDAY=-1SU;BYMONTH=10;UNTIL=20061029T090000Z
TZNAME:MST
TZOFFSETFROM:-0600
TZOFFSETTO:-0700
END:STANDARD
BEGIN:STANDARD
DTSTART:20071104T030000
RRULE:FREQ=YEARLY;BYDAY=1SU;BYMONTH=11
TZNAME:MST
TZOFFSETFROM:-0600
TZOFFSETTO:-0700
END:STANDARD
BEGIN:DAYLIGHT
DTSTART:20000402T030000
RRULE:FREQ=YEARLY;BYDAY=1SU;BYMONTH=4;UNTIL=20060402T100000Z
TZNAME:MDT
TZOFFSETFROM:-0700
TZOFFSETTO:-0600
END:DAYLIGHT
BEGIN:DAYLIGHT
DTSTART:20070311T030000
RRULE:FREQ=YEARLY;BYDAY=2SU;BYMONTH=3
TZNAME:MDT
TZOFFSETFROM:-0700
TZOFFSETTO:-0600
END:DAYLIGHT
END:VTIMEZONE
BEGIN:VEVENT
UID:20260721T145354Z - 76563@am598a.odoo.com
DTSTART;TZID=MST:20260915T130000
DTEND;TZID=MST:20260915T160000
CREATED:20260721T145354Z
DESCRIPTION:<a href="https://gifar.org/event/e1317-the-real-estate-guide-to
 -the-home-equity-conversion-mortgage-16">E1317 - THE REAL ESTATE GUIDE TO 
 THE HOME EQUITY CONVERSION MORTGAGE</a>\nE1317 - THE REAL ESTATE GUIDE TO 
 THE HOME EQUITY CONVERSION MORTGAGE: This course provides a practical\, in
 -depth look at the Home Equity Conversion Mortgage (HECM) and how it can b
 e used as a financial and real estate planning tool for homeowners age 62 
 and older. Taught by Curtis Mangus\, a HECM mortgage specialist with over 
 40 years of industry experience\, this class will cover eligibility requir
 ements\, loan features\, recent program updates\, common misconceptions\, 
 and real-world applications. Designed for Realtors\, CPAs\, financial plan
 ners\, and the general public\, this course will help attendees understand
  how a HECM can support retirement planning\, facilitate home purchases\, 
 and create opportunities for clients seeking greater financial flexibility
 . Hosted by Regal Mortgage at the GIFAR Conference Room. Licensed Idaho Re
 altors who attend will receive CE credit.
DTSTAMP:20260721T145354Z
LOCATION:1508 Midway Dr\, Idaho Falls ID 83406\, United States
SUMMARY:E1317 - THE REAL ESTATE GUIDE TO THE HOME EQUITY CONVERSION MORTGAG
 E
X-ALT-DESC;FMTTYPE=text/html:<a href="https://gifar.org/event/e1317-the-rea
 l-estate-guide-to-the-home-equity-conversion-mortgage-16">E1317 - THE REAL
  ESTATE GUIDE TO THE HOME EQUITY CONVERSION MORTGAGE</a>\nE1317 - THE REAL
  ESTATE GUIDE TO THE HOME EQUITY CONVERSION MORTGAGE: This course provides
  a practical\, in-depth look at the Home Equity Conversion Mortgage (HECM)
  and how it can be used as a financial and real estate planning tool for h
 omeowners age 62 and older. Taught by Curtis Mangus\, a HECM mortgage spec
 ialist with over 40 years of industry experience\, this class will cover e
 ligibility requirements\, loan features\, recent program updates\, common 
 misconceptions\, and real-world applications. Designed for Realtors\, CPAs
 \, financial planners\, and the general public\, this course will help att
 endees understand how a HECM can support retirement planning\, facilitate 
 home purchases\, and create opportunities for clients seeking greater fina
 ncial flexibility. Hosted by Regal Mortgage at the GIFAR Conference Room. 
 Licensed Idaho Realtors who attend will receive CE credit.
END:VEVENT
END:VCALENDAR